Paymera is able to offer lower processing rates for accepting credit and debit cards because of our radically transpatent wholesale pricing model.
The interchange fee is the true cost for processing a given transaction and is paid to the customer's bank and Visa, Mastercard, etc (not Paymera). Every business pays the same rates - no exceptions.
This fee changes based on the type of card used and how it is processed (in-person vs online). For example, premium rewards and points cards have higher interchange fees associated with them.
Paymera passes on the true cost for each and every transaction you process, and adds our set margin on top for our service.
This "cost plus" pricing model puts more money in your pocket - especially compared to flat rate pricing models.
Sick and tired of being overcharged to process credit cards? Hate the unpredictability of your payment processing fees? Paymera is different. We are committed to transparency and honesty - you will always know what you are paying with savings that you can put back into your business
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